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Cloud9Payments

Payment Processing for Retail & E-Commerce Businesses

From brick-and-mortar shops to online stores, Cloud9 delivers fast checkout, inventory tracking, and pricing you can trust.

Common Pain Points

Retail businesses deal with unique challenges. We hear these from store owners every week.

Inventory Management Chaos

Tracking stock across your store and online is a nightmare. Manual counts lead to overselling and unhappy customers.

Outdated, Slow Equipment

Old terminals take forever to process transactions. Customers get impatient, lines build up, and sales walk out the door.

Online Fraud & Chargebacks

E-commerce sales come with fraud risk. Without proper tools, chargebacks eat into your profits and damage your merchant account.

Unpredictable Processing Costs

Tiered pricing and monthly fee creep make it impossible to budget. One month you're fine, the next you're paying hundreds more.

How Cloud9 Solves It

Modern equipment, real-time inventory, fraud protection, and pricing you can count on.

Real-Time Inventory Sync

Track stock across in-store and online sales automatically. Import products with UPC scanning and always know what's on your shelves.

Lightning-Fast Checkout

Modern Clover terminals process payments in 2-3 seconds. Barcode scanning, tap-to-pay, and mobile wallets keep lines moving.

E-Commerce Fraud Protection

Secure payment gateways with fraud screening, address verification, and chargeback alerts protect your online revenue.

Predictable, Transparent Pricing

Interchange+ pricing means you see exactly what you pay. No tiers, no games, no surprises. Budget with confidence.

Your Onboarding Experience

A clear, straightforward process from first conversation to fully operational.

Step 1: Pre-Onboarding Planning

We assess your current setup, discuss inventory needs, and plan the hardware and software configuration for your store.

Step 2: Product Catalog & System Setup

Import your product catalog via CSV or barcode scanning. We configure tax rates, categories, discounts, and employee permissions.

Step 3: Installation Day & Staff Training

On-site equipment installation with hands-on staff training. We walk your team through every workflow — sales, returns, inventory, and reporting.

Step 4: Post-Go-Live Optimization

Follow-up within 48 hours and a 30-day review to fine-tune inventory settings, add products, and optimize your checkout flow.

Recommended Equipment

Clover hardware and virtual terminals built for retail speed and reliability.

Clover Station Duo

Clover Station Duo

Station Duo

Ideal for

  • Retail stores
  • High-volume shops

Key features

  • Dual screens for fast checkout
  • Barcode scanning and inventory
  • Built-in receipt printer
  • Employee management
Clover Flex

Clover Flex

Flex

Ideal for

  • Mobile retail
  • Pop-up shops
  • Events

Key features

  • Portable with Wi-Fi and LTE
  • Built-in scanner and printer
  • All payment types accepted
  • Same inventory as Station
Virtual Terminal

Virtual Terminal

Virtual Terminal

Ideal for

  • E-commerce
  • Phone orders
  • Online stores

Key features

  • Process from any browser
  • Secure payment gateway
  • Fraud screening tools
  • No hardware needed

What Retail Owners Say

The most customer focused agents in the industry! Working with the team has been a pleasure. They take time to inform, explain, and get you to a place of understanding. They have definitely earned my business for the long term.
Mikiyas T.
Business Owner, Local BusinessOhio

Frequently Asked Questions

Yes. We provide integrated solutions for brick-and-mortar retail and e-commerce. Inventory, reporting, and payments sync across channels.

Absolutely. We help you import products via CSV or UPC barcode scanning. Your full inventory can be set up in hours, not days.

Our e-commerce solutions include AVS verification, CVV matching, velocity checks, and real-time fraud scoring. We also provide chargeback alerts so you can respond quickly.

All major credit cards, debit cards, mobile wallets (Apple Pay, Google Pay), contactless payments, and ACH/eCheck for online orders.

Yes. For liquor stores, vape shops, and other age-restricted retail, our systems include ID verification prompts and compliance reporting.

Card-present (in-store) transactions have lower interchange rates than card-not-present (online). We price both transparently so you know your costs.

See How Much Your Store Can Save

Get a free statement analysis and see your real costs — line by line.

Call or Text: 1-855-297-6722