Pricing You Can Actually Understand
Transparent interchange+ pricing with no hidden fees, no long-term contracts, and same-day funding. See exactly what you pay on every transaction.
Our Pricing Philosophy
We believe you should understand every line on your statement. No surprises, no jargon, no games.
Interchange+ Explained
Interchange+ (cost-plus) pricing passes through the exact rate set by Visa and Mastercard, plus a small fixed markup. You see every cost, line by line. No bundled rates, no tiered pricing games.
No Hidden Fees
We do not charge PCI compliance fees, statement fees, batch fees, or annual fees. Your monthly statement is clear and readable. What you see is what you pay.
No Long-Term Contracts
We earn your business every month with competitive pricing and excellent service. No multi-year lock-ins, no early termination fees. If we are not delivering value, you are free to leave.
Free Savings Analysis
Send us your most recent processing statement and we will show you exactly how much you can save. Most businesses save $200-400 per month after switching to Cloud9.
Choose Your Program
Every program includes transparent pricing, local support, and same-day or next-day funding.
Interchange+ Standard
Transparent pass-through pricing
See exactly what you pay on every transaction. Interchange fees pass through at cost, plus a small fixed markup. No hidden fees, no surprises, no tiered pricing games.
- True interchange pass-through
- No hidden fees or junk charges
- No long-term contracts
- Same-day or next-day funding
- Detailed monthly statements you can actually read
- Free statement analysis before you switch
Ideal for
Dual Pricing
Eliminate your processing costs
Automatically offer customers two transparent pricing options — cash and card — at checkout. Compliant, clear, and designed to protect your margins while keeping customers happy.
- Can eliminate processing costs entirely
- Automatic cash/card pricing at checkout
- Compliant signage and receipts included
- No customer confusion — clear and transparent
- Works with Clover POS systems
- Free setup and training
Ideal for
Custom / Volume
Tailored solutions for larger businesses
High-volume merchants, multi-location businesses, and franchises get custom pricing structures designed around your specific transaction patterns and business needs.
- Custom interchange+ rates
- Multi-location management
- Dedicated account manager
- Volume-based pricing tiers
- Advanced reporting and analytics
- Priority same-day support
Ideal for
Cloud9 vs. Typical Processor
| Feature | Cloud9 Payments | Typical Processor |
|---|---|---|
| Pricing model | Interchange+ (transparent) | Tiered / bundled (opaque) |
| Hidden fees | None | PCI fees, statement fees, batch fees, annual fees |
| Contracts | No long-term contracts | 3-year lock-in with early termination fees |
| Support | Local same-day (Chagrin Falls, OH) | Call center queue |
| Funding speed | Same-day / next-day | 2-3 business days |
| Setup & training | On-site, white glove | Ship equipment, figure it out |
| Statement clarity | Plain-language, line by line | Confusing codes and jargon |
Meet the Industry's Fastest Funding
Access your money as fast as the same day, with standard next-day funding options. Stop waiting days for your deposits.
Free Savings Analysis
Upload your most recent processing statement and we will analyze it line by line, identify hidden fees, and show you exactly how much you can save.
Pricing Questions
Request a Free Savings Analysis
Send us your most recent processing statement and we will show you exactly how much you can save with Cloud9.
Call or Text: 1-855-297-6722